|
Meaning |
amortization |
the gradual reduction of a debt by means of equal periodic payments to meet principal and interest
割賦償還
|
automated teller machine (ATM) |
an unattended banking station that pays chash from, or receives deposits into, an account upon use by the account holder of a bank-issued card
現金自動預入支払機、自動窓口機
|
collateral |
an asset a borrower pledges as security for a loan
担保、見返り物件
|
compound interest |
an interest yield calculated on a balance increased by each interest payment
複利
|
debenture |
indebtedness, usually in long-term obligations, that is unsecured
負債、債務、負債額
|
diversification |
process of reducing risks by spreading investment moneys among a variety of assets
投資対象の分散
|
dividents |
distributed profits paid to shareholders of corporations
配当、配当金
|
electronic funds transfer (EFT) |
the use of computers and electronic means to transfer from one account to another or from one party to another
電子資金移動(コンピューターによる資金以降決済)
|
escrow |
a written agreement setting up the allocation of funds or securities by a giver to a third party for the eventual benefit of a second party
条件付捺印証書、エスクロー(第三者に預け、一定条件が成就した場合に証書としての効力を生ずるもの)、第三者寄託金
|
federal deficit |
the cash value of expenditures for goods and services and the transfer of payments of the government minus its receipts from taxes
財政赤字
|
foreclosure |
action by a lender to force sale of property serving as collateral
(抵当物の)受戻し権喪失、抵当権実行
|
living trust |
a trust made during its maker's lifetime with stipulations about the chain of succession to income in the trust
生前信託
|
mutual fund |
an investment fund that issues or buys back shares representing partial ownership of a portfolio of actively managed securities
オープンエンド(型)投資信託
|
negotiable instrument |
legally contracted debts calling for the payment of money and transferable from one party to another before maturity
流通証券
|
prime rate |
the lowest interest rate on business loans, available only to a bank's largest customers
プライムレート(有料顧客に対する(最)低レベルの貸付金利)
|
promissory note |
a written promise to pay a stated sum of money at the end of a specified period of time to a named party
約束手形
|
rollover |
the renewal of a loan, or the renewal of a CD, without withdrawal, using the latest interest rate
(融資契約などの)更改、支払繰延べ、借り換え
|
stock split |
the trade of a given number of old shares of stock for a certain number of newly issued shares
株式分割(株主に新株を発行すること、額面は減少する)
|
time deposits |
interest-bearing accounts with commercial banks that carry specified maturities and subject to penalty for early withdrawal
定期預金
|
unsecured load |
a loan made on a borrowew's signature, requiring no collateral
保証のない・無担保の貸付け、融資
|