| |
Meaning |
| accidental death benefit (double indemmity) |
additional benefits paid to beneficiary if insured dies in an accident
災害死亡保険金、事故死給付
|
| actuary |
a person professionally trained to determine risks, rates, premiums, etc., for insurance companies
保険計理人、アクチュアリー
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| adverse selection |
a category of policyholders most likely to suffer loss or to make more than an average number of claims
逆選択（保険会社からみて歓迎できない、すなわち保険事故発生率の高い危険ほど、保険契約者が保険をかけようとする傾向）
|
| annuity |
a contract that provides an income for a specified time
年金、年間配当金、年金受給権、年金支払い義務、年金支払いに関する契約
|
| beneficiary |
someone who gets advantages from an action or change
受益者、（年金、保険などの）受取人、受給者
|
| cash surrender value |
the amount of cash payable to the insured if he or she terminates a life policy before maturity or death
解約返戻（生命保険で満期前解約の場合に契約者に還付される金額）
|
| convertibility |
provision of policy allowing conversion from one insurance plan to another
交換性、交換可能性
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| declarations |
that part of the policy containing the representations of the applicant
宣言
|
| endorsement |
a written form modifying a policy to meet certain conditions
（変更・追補を確認する）裏書条項
|
| exclusion |
that which is expressly eliminated from the coverage of a policy
除外、排除
|
| Medicare |
hospital and medical expense insurance under the social security system
メディケア、主に65歳いじょうの高齢者を対象とした、政府の医療保障、国民健康保険
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| mortality table |
a statistical table showing probable rate of death per thousand at each age
死亡（生存）表（死亡統計に基づいて作成された、各年齢集団の死亡、生存の状態を示す表）
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| no-fault insurance |
insurance that allows the holder to recover loss from automobile accidents (up to a fixed amount) without regard to who is at fault
無過失損害賠償制度
|
| policyholder |
person who owns a contract in which the insurance company agrees to pay when certain conditions are met
保険契約者、保険証券所持者
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| premium |
rate per unit of coverage multiplied by number of insurance units purchased that the owner pays
保険料、掛け金
|
| rider |
a written attachment to a life or health policy that changes the original policy to meet special conditions
追而書、添え書、（契約書の最終項目に付加される）補足条項
|
| underwriting |
the process by which an insurance company determines whether or not and on what basis it will accept an application for insurance
（証券の）引受業務
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